By Sandy Naidu | December 24, 2008
Merry Christmas And A Happy New Year To All My Readers…..
Here is a quote by Edward Payson Powell:
The Old Year has gone. Let the dead past bury its own dead. The New Year has taken possession of the clock of time. All hail the duties and possibilities of the coming twelve months!
Topics: Cuppa Time | Leave Your Comment »
By Sandy Naidu | December 24, 2008
The Federal Government launched the Grocery Choice website a few months ago. The aim was to provide consumers with an unbiased platform for comparing grocery prices. I had written my views about this website and as my readers know I was not very impressed. The aim was good but it really did not have the features that it should have had.
I have some good news now - Choice Magazine will be taking over the Grocery Choice website in 2009 and will be relaunching it in July 2009. The existing website will be online up until then. I have always respected Choice’s work in having an unbiased view of any product/market it did an analysis on. And so I am really excited about Grocery Choice going into their hands. Some of the new features are:
1. Choice will be providing weekly pricing…Currently the site is updated only once a month.
2. Currently there are around 500 unnamed products, divided into basket of goods - This is really of not much use to the consumers. It sounds like an economics text book. Choice, on the other hand will be naming the products and comparing the prices of these individual products - There are going to be about 4000 products.
3. Specials in individual supermarkets are going to be published.
4. The look and the feel of the website is going to be new and improved.
Choice is currently running an online survey to get your feedback. Please leave your comments in the comments box at the end of this article - Choice Grocery.
I am looking forward to the changeover and really hope that Choice does a good job.
Topics: Saving Money | Leave Your Comment »
By Sandy Naidu | December 24, 2008
2009 is just a few sleeps away. 2008 has been an interesting year for me. 2008 was my first year without my software business. In 2008 I have been only working in Internet Marketing. I started 2008 with a lot of enthusiasm and ideas and motivation. Professionally for me it turned out to be a mediocre year. I did not achieve all the goals I set out to achieve. There are many reasons for this but I am not going to get into here because at the end of the day it is in the past - and tomorrow is a new beginning.
I have only one goal for my business in 2009 - That is to x2 my income (i.e. double my income). Definitely not an easy goal but something I am keen on and looking forward to. Before the year begins, I will be writing a detailed plan - step by step plan on for each my core websites (like how much traffic I need for each of them to reach my goal and my ideas and steps for achieving this traffic).
Financially I have three goals -
 |
One: I have picked the mortgage I have to concentrate on this year. Now, all that I have to do is pour any extra money I have into it. My plan is to to pay it off by the end of 2010. |
Topics: Cuppa Time | Leave Your Comment »
By Sandy Naidu | December 21, 2008
‘Getting out of debt’ can seem quite daunting to most of us. It can seem like a never attainable goal. And hence a lot of people avoid setting this goal. We just put this goal on hold and continue living our lives and keep adding new debt to our already accumulated debt.
On the contrary if you take a step by step approach, getting out of debt can become a fun goal to aim for.
Topics: Saving Money | 1 Comment »
By Sandy Naidu | December 16, 2008
The news about the fraudulent scheme run by Bernard Madoff sounds like a script straight out of a Hollywood movie. Around 50 billion dollars of investors has been lost. When it comes to fraudulent schemes, this is one of the worst. A lot of international banks and some of the world’s wealthiest people have exposure to Bernard Madoff’s funds and have now lost all their investment.
Read the rest of this entry »
Topics: Financial Topics | 6 Comments »
By Sandy Naidu | December 15, 2008
A lot of companies offer cash dividends to their shareholders. But some companies give their shareholders the option of either taking up the cash dividend or the option of purchasing some additional shares in the company. It is totally up to the shareholders - they can either take up the dividend or get some additional shares in the company. These shares are offered at a discount to the current market price. This method of offering shares for dividends is called Dividend Reinvestment Plan (DRP).
Read the rest of this entry »
Topics: Shares | Leave Your Comment »
By Sandy Naidu | December 12, 2008
‘Recession’ has become the most commonly uttered word lately - People are losing jobs, stock prices are hitting rock bottom, property prices are falling. It is all happening and it is not limited to just one part of the world - this is a global recession.
 |
There seems to be doom and gloom everywhere. Actually, Australia is one of the safe havens. We are having our own share of sad stories but not to the extent of America or Europe. |
Topics: Saving Money | Leave Your Comment »
By Sandy Naidu | December 9, 2008
There are a couple of exciting things I am working on at the moment:
1. Personal Budget Software: I am going to publish a full in depth review of Quicken. I am currently using the software and noting down my thoughts about the software on a notepad.
2. Study Guides: I am going to pick a topic and write a series of posts about that topic - all with the aim of educating myself and educating my readers. I plan to write at least 8 to 10 posts about that topic. My first one is ‘Superannuation’. I am going to start working on this topic in the next couple of days. I am quite excited about this and am looking forward to all the new things I will be learning.
3. I recently discovered an open source software called Moodle. It is an e-learning software and is kind of making big waves in schools and corporations across the world. I am quite keen on learning more about this software. At this stage, I am not sure exactly how it will fit in my current work. The pieces are not in place yet but I can see the potential. I will keep you posted of any new developments on this front.
As my regular readers would have noticed, I have been out of action on this blog for almost two months. I just needed a break - I am back now and am looking forward to an exciting 2009.
Topics: Cuppa Time | Leave Your Comment »
By Sandy Naidu | December 9, 2008
A recent report released by Australian Institute of Superannuation Trustees revealed that women are retiring with approximately half the super amount men are retiring with. The life expectancy of women is higher than men but the super amount they are retiring with it is significantly lower.
The following are the main reasons why women end up with less super:
Read the rest of this entry »
Topics: Retirement | Leave Your Comment »
By Sandy Naidu | December 8, 2008
On 14th October 2008, Government announce a 10 billion dollar package to boost the economy. Families with children, pensioners and carers are the beneficiaries of this package. Over the next two weeks payments will start hitting the bank accounts of the eligible families.
Here is a brief list of who is eligible for this one off Government payment and how much they get:
Topics: Government Payments | 1 Comment »
|
|
Stumble Upon
Del.icio.us
Buzz