Archive for January, 2008

The Low Down On The Low Doc Home Loans

Sunday, January 27th, 2008

The traditional home loans can be an absolute nightmare for the self-employed. The lenders expect the self-employed to submit more paperwork than the others (to substantiate their current and future income). The lenders are very hard on the self-employed. I have had this experience myself and my bank manager literally drove me crazy with [...]

Australian Stock Exchange

Thursday, January 24th, 2008

The first Australian stock exchange was formed in 1865 in Melbourne. Since then a stock exchange has been established in every major city in Australia. The corporate headquarters is located in Sydney. In 2006 the former Australian Stock Exchange merged with Sydney Futures Exchange (SFE) to form the current Australian Stock Exchange (ASX). Today ASX [...]

An Introduction To Company Shares

Tuesday, January 22nd, 2008

Every company needs funds for future growth. It can raise these funds in one of the three ways:

By Borrowing - This is the money that is borrowed from banks, private investors or other financial institutions. The money has to be repaid fully over a period of time. The lenders charge the company interest for [...]

Don’t Put All Your Eggs In One Basket

Sunday, January 20th, 2008

We have all heard this statement many many times. This statement is applicable to many different situations including our financial situations. All the recommended investment practices are based on this statement.
To understand how this statement is applicable to investments lets start at the beginning - by defining ‘investment risk’.
Every investment comes with a certain [...]

Present Value Of An Investment Explained…

Thursday, January 17th, 2008

Present Value Formula Explained - Find Out What your investment is worth

What Does Future Value Of An Investment Mean?

Tuesday, January 15th, 2008

Future value of an investment is the value of a present day investment at a future date.
Example: Lets assume you invest 1000 dollars in a savings account today and plan to withdraw it in 5 years time. The value of the current day investment (1000 dollars) in future (5 years time) is the Future Value [...]