Archive for February, 2008

Will Your Super Balance Meet Your Retirement Lifestyle Expectations?

Tuesday, February 19th, 2008

A lot of people don’t plan well for their retirement. The general feeling is that since retirement is way ahead into the future, we don’t really have to worry about it for now. We also falsely assume that the super contributions our employer makes every month, should be enough to meet our needs in our [...]

Private Health Insurance - How To Select The Right One

Friday, February 15th, 2008

Lately we have all been seeing a lot of advertisements in the media for iSelect. I was quite impressed with the service when I first heard about it.

Picking the right private health insurance is never easy. There are a lot of options in the market. The service offered by iSelect seemed to fill a [...]

Equity Warrants

Monday, February 11th, 2008

Equity Warrants are short dated securities based on a underlying share that gives you the option to buy or sell the underlying share at an already decided price. With equity warrants you can trade at a much lesser initial investment than what you would with the underlying share on which this warrant is based. So [...]

Give Your Mindset A Shaking….

Saturday, February 9th, 2008

3 years ago I read a copy of Robert Kiyosaki’s ‘Rich Dad Poor Dad’. This is an international best seller and the chances of you having heard of this book are very high. Prior to reading the book I didn’t think the book would teach me anything new. I was always financially inclined. I had [...]

How Do Reverse Mortgages Work?

Wednesday, February 6th, 2008

Reverse Mortgages work in an opposite manner to the traditional home loans - hence the name ‘reverse mortgages’. With a traditional home loan you borrow money to buy a house and make regular payments to repay your loan and in the process you build up equity in your home. With a reverse mortgage, you borrow [...]

Australians Are World’s Worst Savers….Oh No !!!

Monday, February 4th, 2008

Investment and Financial Services Association released a report last year which said that ‘Australians are world’s worst savers‘ - not a record we should be proud of. It has been pointed out that the low deposit rates are partly to blame for this. I agree to this but I don’t think we can escape by [...]