Financial Planning
7 Things To Watch Out For In A Low Balance Transfer Credit Card
Wednesday, August 13th, 20087 Things To Watch Out For In A Low Balance Transfer Credit Card
How To Find A Financial Planner?
Tuesday, August 5th, 2008Tips on choosing a financial planner
An Emergency Fund - Why You Need One And How To Start One?
Thursday, July 24th, 2008
Financial Pundits recommend that everyone must have an Emergency Fund. Here is some information about the importance of Emergency Funds and hopefully by the end of this post, I would have convinced you to start one (if you don’t already have one).
What Is An Emergency Fund?
Funds that you can access in case of unexpected events [...]
Simple Steps To Getting Your Personal Finances In Order
Monday, June 30th, 2008Lot of people don’t have control over their finances. They might wish to get things back in order but for most of them they don’t know where to start from . They find it a very daunting task. The fact is it is not half as hard as you think it is. All that it [...]
Fringe Benefit Tax (FBT)
Saturday, June 14th, 2008A Fringe Benefit is a benefit provided to you or to your associate (spouse or children) because of your employment. The benefit is provided either by the employer or by an associate of the employer.
ATO defines fringe benefits as
“The term benefit is broadly defined and includes any right (including any property right), privilege, service or [...]
Management Expense Ratios And Trailing Commissions
Saturday, May 3rd, 2008What Is Management Expense Ratio and Trailing Commissions…Why Are Investors Charged These Fees
Private Health Insurance - How To Select The Right One
Friday, February 15th, 2008Lately we have all been seeing a lot of advertisements in the media for iSelect. I was quite impressed with the service when I first heard about it.
Picking the right private health insurance is never easy. There are a lot of options in the market. The service offered by iSelect seemed to fill a [...]
Australians Are World’s Worst Savers….Oh No !!!
Monday, February 4th, 2008Investment and Financial Services Association released a report last year which said that ‘Australians are world’s worst savers‘ - not a record we should be proud of. It has been pointed out that the low deposit rates are partly to blame for this. I agree to this but I don’t think we can escape by [...]
Don’t Put All Your Eggs In One Basket
Sunday, January 20th, 2008We have all heard this statement many many times. This statement is applicable to many different situations including our financial situations. All the recommended investment practices are based on this statement.
To understand how this statement is applicable to investments lets start at the beginning - by defining ‘investment risk’.
Every investment comes with a certain [...]
How To Set Financial Goals
Thursday, December 13th, 2007Everyone must have financial goals. Let me rephrase that - ‘Everyone must have well defined financial goals‘. And of course these goals have to be realistic to a certain extent. Goals can be divided into short term and long term goals.
Long Term Goals: There are different definitions of long-term goals. Some people define it as [...]
